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alex manea


Alex Manea

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Trading 212 vs XTB

XTB and Trading 212 are global CFD and stock brokers with great reputations in the world trade market. If you plan to kickstart your investing career as a beginner with one of these platforms, choosing the right one is crucial. 

XTB and Trading 212 are global CFD and stock brokers with great reputations in the world trade market. If you plan to kickstart your investing career as a beginner with one of these platforms, choosing the right one is crucial. 

After all, your money needs to be invested in the right place with the right platform with enhanced security and safety. Here is a comprehensive XTB vs. Trading 212 analysis review to make your decision-making easier. Go through each section to better understand these brokers. 

About Trading 212

Trading 212 is a renowned CFD and stock broker that is licensed and regulated by the Cypriot CySEC, Bulgarian FSC, and, most importantly, the UK FCA. 

This broker enables you to invest in commission-free ETF trading and stocks. This is a highly recommended platform for beginner investors who seek interest in CFD and equity trades. 

Some perks of choosing this platform are: 

  • Wide-ranging selection of trading assets
  • Low-level minimum deposit amount
  • UK-regulated broker for enhanced security
  • Excellent choice of ETFs and Stocks

About XTB

XTB is a world-famous CFD broker enlisted on Poland’s Warsaw Stock Exchange. This broker is licensed and regulated by multiple financial regulatory bodies, including the FCA. 

This share dealing platform is specifically designed for beginners who want to invest their money in CFD and forex trades at low fees and with excellent banking service.

Some perks of choosing this platform are: 

  • Great choices of ETF and CFDs
  • Advanced xStation trading platform
  • 2100+ trading platforms are available 
  • Well-regulated by multiple bodies


Here are a few tables representing the fee structure of both Trading 212 and XTB in this trade market: 

Fees For Forex Trading:

FeeXTBTrading 212 
Standard Account Fee0 %0 %
ECN Account Average Spread (EUR)N/AN/A
STP/ECN Account FeeN/AN/A
Standard Account Average Spread1 pip2.3 pips

Fees For Non-Trading Operations: 

FeeXTBTrading 212 
Deposit Fee0 %0.7%, provided you make deposit of
over 2000 EUR with credit/debit card
Withdrawal Fee1.5% for credit or debit cards, and 2% for eWallets0 %
Account Fee10EUR per month0 %
IN/Activity Fee$10/month after one year of iN/Activity0 %

XTB vs Trading 212: Banking Methods 

Deposit & Withdrawal Methods

FeatureXTBTrading 212 
Credit/Debit Card
Bank Transfer

What Can You Trade 

Available Assets

AssetTrading 212XTB
Real Stocks1526 CFDs/10,000+ Real Stocks1,877 Real Stocks
Currency Pairs179 currency pairs57 currency pairs
Indices35 indices36 indices
Commodities25 commodities21 commodities
BondsNo bonds (N/A)N/A
ETFs50 CFDs or 1,800 Real ETFs400 ETFs


It’s imperative to trade on a well-regulated market, especially when investing money on a stock broker website. So, determining whether Trading 212 and XTB are highly regulated or not is no big deal. Here is a comparison table of XTB vs Trading 212 financial regulation and licensing:  

RegulatorTrading 212XTB
CySEC Regulation⚠️
ASIC Regulation⚠️⚠️
DFSA Regulation⚠️
FCA Regulation
MiFID Regulation⚠️⚠️
FSCA Regulation⚠️
MAS Regulation⚠️⚠️

Ease of Use

Today, convenience has become essential for every trader as they don’t have the time to go through every feature and tool, understand them, and proceed with trades. 

To save time and ensure ease of use, both Trading 212 and XTB come with advanced mobile trading platforms and apps for seamless usage. Both their platforms are well-designed to ensure user-friendliness and excellent support.  

You can easily understand their features and tools to make quick and seamless trade decisions. 

Other Features

Here is a table representing the other vital features of these platforms: 

FeatureTrading 212 XTB
Customizable LeverageN/AN/A
ProfessioN/Al Leverage Up to 1:500N/A
Deleveraged Trading Yes (Investing Account)N/A
Demo AccountYesYes
Android & iOS AppYesYes
MetaTrader 4N/AYes
MetaTrader 5N/AN/A
Multi-Chart Tools YesYes
Social Trading N/AN/A
Copy TradingN/AN/A
Trailing Stop LossYesYes
Guaranteed Stop LossN/AN/A


Trading 212 and XTB are both reputed and experienced stock brokers, so deciding in-between them can be tricky. 

However, with the above comparison tables and paras, it will be easier for you to decide the right one for your needs. See which one best fits your investment needs and feature requirements to make your decision. 

For choosing the best trading platforms for your exact investing needs, keep using our comparison tool any time. 

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Sortter Team

Sortter bases all its content on professionalism and expertise. Some of our articles have been written in collaboration with Sortter's versatile and skilled experts in the financial sector.

Everything you find on Sortter is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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